The majority of the unemployed that were looking for the Dodd-Frank Wall Street reform bill that passed in 2010 to help save their homes from foreclosure are heading straight for disappointment. According to the U.S. Housing and Urban Development Department (HUD), of the 100,000 applications received, only about 10,000 to 15,000 of the applicants actually [...]

It is no secret that the housing lending market is not easy to maneuver at the moment. Even borrowers with credit scores of 720, that were once considered high, are now being turned down for all sorts of mortgages and loans. This is forcing more individuals to turn to alternative forms of borrowing. One of [...]