SMART LOANS BLOG
Home Ownership in the U.S.
Since 2008, the real estate market has been turned upside down and millions of people throughout the U.S. have been affected. Home values have fallen and millions of jobs have been lost which means fewer Americans are able to afford Read more...
SMART LOANS BLOG
Rehab Construction Loans
Banks and mortgage lenders have nearly 2 million foreclosed homes sitting on their books. Generally, the maintenance and repairs of these properties have gone downhill. Sometimes homeowners who are going through a foreclosure even go as far as destroying the property on Read more...
SMART LOANS BLOG
Your Home – The Biggest Tax Deduction You May Have
One of the biggest purchases you will probably make it your life is your home. Your home may also be the biggest tax deduction you have. In order to save as much money as possible you should know the ins Read more...
SMART LOANS BLOG
Advantages of Fannie Mae HomePath Mortgages
Foreclosures have become so common that lenders who are repossessing such properties do not know exactly what to do with them. Fannie Mae has an innovative solution commonly known as the HomePath mortgage. HomePath Properties Explained Fannie Mae is the Read more...
SMART LOANS BLOG
Determining a Price for Your Home
The sale of your home will depend mostly on how you price it. If you set the price too high, potential buyers will lose interest fast and if you under price it, you could walk away with less than you Read more...
79 Percent of Refinancing Homeowners Maintain or Reduce Mortgage Debt in First Quarter
MCLEAN, Va., May 8, 2012 /PRNewswire/ – Freddie Mac (OTC: FMCC) released the results of its first quarter refinance analysis showing Read more...
HUD AWARDS MORE THAN $40 MILLION IN GRANTS TO COMBAT HOUSING DISCRIMINATION
HUD No. 12-080Shantae Goodloe(202) 708-0685 FOR RELEASEWednesdayMay 9, 2012 HUD AWARDS MORE THAN $ 40 MILLION IN GRANTS TO COMBAT Read more...
More Than 95 Percent Of Refinancing Borrowers Choose Fixed-Rate Mortgages
MCLEAN, Va., May 14, 2012 /PRNewswire/ — In the first quarter of 2012, fixed-rate loans accounted for more than 95 Read more...
HUD, HUD INSPECTOR GENERAL AND U.S. ATTORNEY ANNOUNCE $202 MILLION SETTLEMENT WITH DEUTSCHE BANK AND MORTGAGEIT
HUD No. 12-082HUD Contact: Brian Sullivan(202) 708-0685U.S. Attorney’s Office Contact: Ellen Davis, Jerika Richardson, Jennifer Queliz(212) 637-2600DOJ Contact: Charles Miller(202) Read more...
Freddie Mac Names Top Multifamily Lenders of 2011
MCLEAN, Va., April 19, 2012 /PRNewswire/ – Freddie Mac (OTC: FMCC) announces its highest-producing multifamily mortgage sellers of 2011. These are Read more...
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Featured Posts
4 Basic Rules for Refinancing
Interest rates move in curves: up, down, up and down again. When should you refinance? Every time the rate hits Read more...
Your Home – The Biggest Tax Deduction You May Have
One of the biggest purchases you will probably make it your life is your home. Your home may also be Read more...
Why Home Loans are Taking Longer to Complete
The home loan business has experienced significant changes since the real estate crash of 2008. Most notably it has become Read more...
All the Facts About HUD
1. What is HUD? HUD stands for the United States Department of Housing and Urban Development. It’s a government agency Read more...
